A lot of Nigerians struggle with their personal finance. Many people in paid employment often live from pay-check  to pay-check, while small and medium scale business owners find it difficult to track their revenue and expenditure consequently, having little idea if their enterprise is making profit or loss. 

The goal is to design a card and expense management system that helps users keep track of their  financial activities - transactions; both revenues and expenditures. 

We carried out primary and secondary research; user interviews and online survey.

The feedback from the online survey, user interviews, and details gathered from secondary research (online analysis of existing personal finance apps such as GoMoney and MINT) shows that the major points people are facing appear to be a lack of fiscal discipline and inadequate financial education.

As gathered from our research, the problem here can be summarised as the absence of real time Financial Data leading to poor Financial Planning

We drew out two distinct personas that represent our potential users

We curated as many ideas as possible and carefully sifted through the rubble to find the ones that best solve the problem

We also decided to make the most important information and actions available on the home screen for quick access

User journey from launch to executing multiple tasks for both new user and existing users

We went minimalist keeping things as plain and clear as possible so that no data or information is lost or misinterpreted

We tested our design(prototype) with friends and a few other random people. The users were able to complete basic tasks like viewing details of their expense, adding an expense, creating a budget et al. 

Generally, we got lots of positive feedback and if we build it out, we have a chance at delivering a truly useful product